Archive for October, 2009
Affordable healthcare is slowly becoming a thing of the past! With the current economic crisis unable to lower its menacing head, U.S is facing a grave problem in their healthcare industry. Medical bills are reaching astronomical heights and people are unable to even meet the affordable healthcare options with the rising costs.
As more and more people are losing their jobs everyday, it is necessary to keep other affordable healthcare options open. Health is something that no one can predict. When an illness befalls a person, he tries to resort to the most affordable healthcare solutions in his capacity. The employers, unable to meet the high insurance costs, make employees pay a portion of the premium rate and this is a heavy drain on the employee. Unfortunately, there are not many affordable healthcare options and the Government is hard pressed to find ways and means to bring about affordable healthcare facilities to the citizens of America.
Let us review some of the individual affordable healthcare insurance policies, which can bring some relief to family members, in case there is a serious ailment and treatment is required. One nearly affordable healthcare option is the Fee For Service Plan (FFS). You initially pay for the treatment received and you can claim re-imbursement from the insurance company. Under the Health Savings Account Plan (HSA), one can opt for the normal plan, which covers regular medical check-ups etc., or the high deductible where you are reimbursed for serious accidents or illnesses. While these are not affordable healthcare choices, you must protect yourselves in case of an emergency or be prepared to lose a loved one. The choices are grim but with affordable healthcare options not available, the next best alternative is to try to be covered under a “close-to” affordable healthcare option.
Affordable healthcare really signifies what you want to give your family. Always protect yourself with affordable healthcare options. Put aside for a rainy day so that you have options open using the affordable healthcare plans in existence.
Contrary to the opinion of many parents, it’s OK to want to have fun in everything you do in life. It’s not selfish, insensitive or self-centered. Wanting life to be fun is natural, normal and healthy.
Every aspect of life goes better with fun. Fun can lubricate even the most tedious chore. And fun can infuse even the most serious of situations with the lightness of love.
May I suggest a few actions to keep your day light:
1. Practice random acts of connection.
Really. It works. Wave to a firefighter. Smile at a cop. Salute a soldier. Hang with a kid. Have a friendly conversation with the cashier. Leave an outrageously generous tip. Drop in a shelter. Volunteer at a literacy program. Show up at a community fund-raising event.
2. Make at least one just-for-fun phone call a day.
Water your field of dreams — your energy field! Call a friend who is consistently fun to talk to. Just for the heaven of it! — not for business or to have any other need met. Simply ring someone up for a sociable hello without any agenda or expectation.
3. Have an exciting destination.
Seek wonder. Go toward joy, ease and adventure — not simply away from boredom, pain, struggle and fear. Don’t dwell on the old. Focus on your destination — move towards a fun future.
4. Strive for success — not for perfection.
Give up perfectionism! Perfectionism goes hand in hand with fear of success and failure. We feel in order to succeed we must be perfect. As perfectionists, we insure that we will never be satisfied with who we are. Giving up perfectionism means seeing the good in our lives rather than the faults, focusing on what is working rather than what is not working.
5. Share your life experience.
Keep in mind that not everyone knows what you know. Your personal experiences can be valuable to others. You might be surprised by what some people don’t know about life! I always am.